As a vehicle owner in India, it is mandatory that you secure your four-wheeler with at least liability insurance that will cover you against third-party liabilities during an accident. You may also opt to go a step further and buy comprehensive car insurance which will cover you against own damages, third-party claims, natural disasters and man-made calamities.
These days, you can easily buy car insurance online from almost all leading insurers in the country. The online mode of purchase provides immense ease and convenience. Yet, there are still many who prefer not to use the online mode of insurance purchase. In part, this reluctance to go digital could be attributed to the many myths about buying car insurance online. In an effort to eradicate these misbeliefs, we have listed 4 of the most prevalent myths about buying car insurance online and revealed the truth for you.
Myth 1 Buying any form of insurance online is not safe
This is one of the main myths that causes many car owners to hesitate when it comes to buying insurance online. As long as you buy insurance on the insurance provider’s official website you are safe. The top insurance companies in India have highly secure websites where you can pay without a worry for the safety of your personal data. Just make sure to always transact on a private connection – avoid public Wi-Fi.
Myth 2 – There are fewer options for car insurance policies online
Most car insurance companies offer all their products online too. In fact, comparing insurance policies online is easier than comparing them in the offline mode. You can simply turn to aggregator websites to check how various policies weight against each other in terms of cost and coverage before making your choice.
Myth 3 – There is no customer support when you buy car insurance online
Leading insurance companies usually have their toll-free numbers posted clearly on their websites. If you get stuck at any point during the process of buying car insurance, you may simply dial up the customer care number and get help with the process. For instance, you may call up the customer care department for help with understanding the various add-ons in car insurance.
Myth 4 – Getting car insurance online is quite complicated
Insurance companies usually keep their websites simple to navigate. They do that to encourage more people to use the Internet to buy insurance. So, buying car insurance online will actually be pretty easy even if you are doing it for the first time. All you will have to do is enter a few details about yourself and your vehicle to get suitable policy options before you. There will be many prompts guiding you through the process; it is really that simple!
With these myths out of the way, go ahead and enjoy the convenience of buying car insurance online. The Internet has truly made our lives easier in so many ways – let’s now enjoy the simplicity that it brings to the process of buying or renewing insurance too.
Good luck!